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The idea of making a major purchase of a vehicle online may at first seem like an unfamiliar insecure venture, but the facts speak for themselves. Since 1999 the auto industry as a whole made substantial changes in how day to day business was conducted by converting the majority of their business operations to operate on the internet. With over 20 million vehicles bought and sold over the internet in the last ten years, this way of doing business has substantially changed the way a commercial business or private person buys and sell a car and is growing at an unprecedented rate every year.

This include all business facets of the auto industry including online vehicle inventory, invoicing vehicles, trading vehicles, selling vehicles, buying vehicles, parts availability, repair services and on and on. Everything that was being done at a manufacturer or dealer ship level on down to a private sale could be conducted online with minimal over head to the seller who could expect more profit and/or pass those saving on to the buyer. The buyer had a tremendous advantage to be able to quickly search and discover online hundreds of potential vehicles at their convenience from the comfort of their own home or work place, with out the time consuming nuisance of driving to different car lots and being hassled by high pressure salesmen.

In the last ten years the consumer side of online auto purchases has grown to represent currently over 20% of all annual vehicle sales and is increasing daily. To keep up with this new online trend in buying and selling vehicles, hundreds of web sites were created to serve the online shopper with vehicles being offered by both dealers and private sellers. The commercial side of the auto industry currently conducts over 85% of all business online utilizing inventory data bases, operational systems, shipping and receiving, invoicing and accounting and Yes, online auctions to sell and/or buy clean, repossessed or salvage vehicles. This daily vehicle auction inventory is supplied by banks, insurance companies, finance companies, car dealers and private sellers.

Everyday thousands of vehicles are sold online through real time insurance auctions across America and at an average cost per vehicle that is below a commercial wholesale dealer level. offers our clients the opportunity to purchase a vehicle at hundreds to thousands of dollars less then the "ACV or Actual Cash Value" by bidding in a closed to the public insurance auction at an equal wholesale level just like a commercial dealer.

Vehicle Auction Differences

Regular vehicle auctions online are generally held two to three days a week and the available inventory can vary from 100 to 300 vehicles that are all sold "AS IS" with no warranties honored. 90% of the regular car auction inventory is supplied by car dealer trade-ins, lease terminations, fleet trade-ins or repossessions that generally have high mileage, excessive wear and tear and no true vehicle history (a typical used car). A "Car Fax" or other reporting agency only tells you that the vehicle has or has not been in a accident but doesn't tell you if the vehicle has excessive mileage, electrical or mechanical problems, paint or coating issues and so on.

Insurance vehicle auctions online are held every business day Monday through Friday and outnumber regular vehicle auctions 3 to 1. The available inventory at an insurance auction can vary from 200 vehicles to over 1000 inventory items generally averaging about 500 vehicles per auction depending on the state it is being conducted in. Insurance auction inventory is generated from accident claims, bank repossessions, insurance trade-outs, company bankruptcies, insurance leans and court forced auctions.

Though like the regular vehicle auctions, all the insurance auctions cars are sold "AS IS" but the big difference is that every insurance auction car goes through a through analogized inspection by an insurance adjuster who determines the real "ACV" of the vehicle and an estimate of the damage if any. If the insurance adjusters determines that the vehicle condition or damage if any, is more then 70% of the "ACV", it is will send the car to the salvage auction.

Important note; finding an under-valued vehicle in a insurance auction is common because the older the car is with only minimal damage, the combination will push it into the 70% assessment range, because as the car devalues because of age, the repair cost increases for the same reason. This is especially true for light body and paint repair damages. Another tip to remember is that for the last 15 years lower cost after market replacement parts (bumpers, fenders, hoods, etc.) are manufactured in plastic and carbonate materials the same way that the auto manufacturers have been doing to keep cost and weight down for years. This makes repairs easy and inexpensive and some states don't require non-safety repairs be completed first before the vehicle can be re-titled, insured and licensed to drive. Check with your state's DMV for salvage vehicle details.

Car dealers know and now through you will know that most insurance damage estimates are inflated sometimes to as much as 100%. What this means is that most insurance auction vehicles were privately owned and no more then 10 years old, with most averaging 2 to 3 years old with low mileage and wear and tear. The insurance auction vehicle is general believed to be a in a overall better condition then a regular auction vehicle and the mileage is generally very low in comparison to dealer trade-ins and dealer lease terminations and has been maintained in an every day operational condition by their former owners.

This is the reason that the majority of bidding participants in insurance vehicle auctions every week are car dealers, re-builders, commercial resellers, exporters and clients.

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